As a digital nomad in 2025, choosing the right travel insurance is essential for maintaining peace of mind while working remotely around the world.
With the flexibility to travel, the responsibility to protect yourself against unexpected situations—like medical emergencies, lost equipment, or trip cancellations—becomes even more critical. Here, we’ll highlight some of the best travel insurance plans for digital nomads that provide comprehensive coverage and flexibility for long-term travelers.
1. SafetyWing Nomad Insurance
Overview:
SafetyWing is a popular travel insurance provider specifically designed for digital nomads. It offers affordable and flexible coverage that includes both health and travel insurance with global coverage. Whether you’re a freelancer or a remote worker, SafetyWing has tailored options to keep you protected while on the go.
Key Features:
- Emergency medical care, hospitalization, and repatriation coverage.
- Protection for lost or stolen devices (up to a certain limit).
- Flexible billing with monthly payment options.
- Coverage in over 175 countries worldwide.
- Ideal for freelancers, remote workers, and digital nomads.
Why It’s Great:
SafetyWing is one of the most popular choices for digital nomads due to its simple month-to-month subscription model. It’s easy to sign up for and affordable, making it the go-to choice for travelers seeking flexibility and comprehensive protection.
CTA: If you’re a nomad looking for simplicity and affordability, SafetyWing might be your ideal choice. Explore SafetyWing’s Nomad Insurance Plans.
2. World Nomads
Overview:
World Nomads offers extensive travel insurance for adventurous travelers, including those who live a digital nomad lifestyle. Their policies are comprehensive, covering medical expenses, trip cancellation, lost luggage, and other risks you might face while working remotely.
Key Features:
- Worldwide coverage, including many remote destinations.
- Medical evacuation and repatriation coverage.
- Gear protection for electronics and equipment.
- Trip cancellation and interruption coverage.
- Flexible plans that can be extended as you travel.
Why It’s Great:
World Nomads is renowned for its flexibility and strong customer support. It’s especially great for adventurous digital nomads who engage in extreme activities, such as hiking or scuba diving.
CTA: For digital nomads who love to explore, World Nomads offers a great balance of flexibility and comprehensive coverage. Find out more about World Nomads.
3. IMG Global Nomads Insurance
Overview:
IMG’s Global Nomads insurance plan is tailored for long-term travelers and expatriates. The plan provides comprehensive medical coverage, emergency evacuation, and trip interruption benefits, all of which are essential for those constantly on the move.
Key Features:
- Comprehensive medical and dental coverage.
- Trip cancellation and interruption benefits.
- Coverage for emergency medical evacuation.
- Protection for lost gear.
- Customizable plans that can be extended while traveling.
Why It’s Great:
IMG Global’s customizable plans are perfect for nomads who require more specialized coverage for their long-term travels. With strong medical benefits, it’s a reliable choice for those seeking extensive global protection.
CTA: For those who want a tailored plan with robust protection, IMG Global is an excellent option. Check out IMG Global’s Nomads Insurance.
4. AardvarkCompare
Overview:
AardvarkCompare isn’t an insurance provider but a broker that specializes in travel insurance for nomads. AardvarkCompare helps you find the best plan by comparing different providers, ensuring that you get the best global coverage for your travel and work needs.
Key Features:
- Comparison tool to find the best coverage for you.
- Global coverage options for long-term travel.
- Medical, evacuation, and trip cancellation coverage.
- Lost gear protection and emergency assistance.
Why It’s Great:
AardvarkCompare allows you to compare top-rated travel insurance plans, helping you find the right one based on your individual needs, such as destination, activities, and coverage preferences.
CTA: Explore a range of options with AardvarkCompare and find the best plan for your travels. Compare Travel Insurance Plans.
5. Generali Global Assistance
Overview:
Generali Global Assistance offers a wide range of travel insurance plans that cater specifically to digital nomads. Their plans combine medical coverage, trip cancellation, and gear protection, offering a comprehensive package for nomads.
Key Features:
- Medical coverage, including emergency care.
- Trip interruption and cancellation benefits.
- Lost baggage and personal items coverage.
- Access to emergency assistance worldwide.
Why It’s Great:
Generali is known for its global network and excellent emergency assistance services, ensuring that you’re protected no matter where you are. This makes it an attractive choice for those relying heavily on their electronics and gadgets for work.
CTA: If you need all-encompassing coverage with solid support, Generali Global Assistance has you covered. Learn More About Generali’s Coverage.
Conclusion
As a digital nomad in 2025, securing the best travel insurance is essential for protecting your health, gear, and travel plans. Whether you choose SafetyWing, World Nomads, IMG Global, AardvarkCompare, or Generali Global Assistance, each provider offers unique advantages tailored to the needs of remote workers and long-term travelers. Be sure to assess your specific needs, such as your destinations, activities, and the equipment you rely on for work, before making a decision. With the right plan, you can travel the world with confidence—safely and securely.